SOCIAL SECURITY 

There Are Hundreds of Ways to File, Which is Right for You

  • What's the right time to file for yours? 

  • Divorce and Survivor benefits

  • Spousal benefits to apply for.

  • The best time to file.

  • A select strategy for the best results

  • How will taxes affect your Social Security

  • What happens when you or your spouse is disabled?

  • How many people will collect your benefits?

ESTATE PLANNING

Things You Will Learn

  • Preparing for the unknown

  • The importance of having your Ducks in a Row

  • Why you may or may not need a Will or Trust​

  • The importance of having Powers of Attorney​

  • What a Living Will really does for you and the family.

  • How to avoid disinheriting your family

  • Simple solutions without cost or worry

  • Why waiting could be a non-recoverable mistake

NEARING RETIREMENT?

Course Includes a Plan of Action

  • Define your retirement plan of attack

  • Set realist goals

  • How to put your plan into action

  • Some debt in retirement isn't really bad? 

  • Is paying off the home smart?  Maybe not!

  • Taxes in retirement

  • Taxes and Social Security

  • Tax-free vs tax-deferred

  • When insurance is necessary

FEDERAL EMPLOYEE RETIREMENT

What to Understand about   TSA's - FERS & CFERS

  • Retire at 56 with the SRS  SAP Payment

  • Calculate your pension in class

  •  Calculate your sick & annual leave

  • Turn your TSP into Guaranteed Lifetime Income you cannot outlive and still have access to your cash

  • Options for your TSP after age 59 1/2

WIDOWED, SINGLE OR DIVORCED?

  • Understand what you're entitled to 

  • Social Security Tips for singles

  • What to avoid before you're 60

  • How to double dip from the system

  • Leaning on others may be okay

  • Avoid being a burden to your family

  • Help is always close

PENSION CHOICES 

Class Covers The Following

  • Why Contact your Old Employer

  • Know when you can afford to retire 

  • Should you take a lump sum 

  • Should you choose annuity payments

  • Beware of errors in calculation

  • A simple way to determine If  you're ready to retire

  • Is your personal information correct

Free Public Classes

Public Classes Held a Public Libraries and Hosted by Michael J Eberhardt President of the East Valley Chapter of SOFAUSA.ORG 

Private One on One Meetings

We offer private consultations by appointment only for anyone seeking a private consultation.

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Phone: 480-726-8805

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