1Product and features may differ depending on the state of issuance and may not be available in all states. Guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Our mission is to serve individuals and couples in all areas of retirement planning.
The purchase of an annuity is an important financial decision. Be sure to schedule a full discussion with our company about your retirement needs before making any decisions.
A Fixed Index Annuity (FIA) is an insurance contract between you and a life insurance company designed to help you accumulate assets for retirement. They offer low financial risk, conservative returns, and protection for market ups and downs. You pay a premium to the insurance agency in return for regular income payments over a period of time, beginning at some point in the future. If you are looking for a retirement strategy that protects your principal, has some good upside potential, and provides a predictable guaranteed lifetime income stream in retirement1, an FIA may be something to consider.
1Product and features may differ depending on the state of issuance and may not be available in all states. Guarantees are backed by the financial strength and claims-paying ability of the issuing company.
One of the most common fears for retirees and those planning for retirement is outliving their money. Learn how annuities can help generate a steady stream of income or increase your current savings. They can also help you leave a legacy and provide income for your heirs.
No matter where you are in life, we can provide you the guidance, tools, and services to help prepare for retirement on your terms.
Are you in or near retirement? Learn how annuities can help generate a reliable stream of income or increase your current savings.
Life can change – the birth of a child, the death of a loved one, the loss of a job, a major purchase – which will readjust your customized strategy.
Learn about income strategies for guaranteed lifetime income that can help you maintain your lifestyle now and in retirement.
A reliable insurance strategy could help protect you and your family from the financial consequences of major life events.
We can help you understand your Social Security benefits and educate you on how you can maximize those retirement benefits.
Understanding how tax strategies are used to manage your tax bill should be a major part of any reliable financial approach.
One of the keys to a reliable financial strategy is spending less than you take in, and then finding a way to put your excess to work.
Investing is about proper planning to achieve your financial goals: retirement, paying college, or just providing for your family.
Creating a plan that balances the goals of both the organization and its employees requires thorough analysis and review of benefit options and costs.
Chances are you could live well into your 80s and 90s, or longer. A long life greatly increases the likelihood you’ll require long-term health care.
Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.
I’m an instructor with Adult Financial Education Services (AFES), specializing in planning and guidance for those who are seeking a better lifestyle and a guaranteed income in retirement.
Lifestyle matters look at how to balance work and leisure efficiently, how to make smart choices for the future, as well as many other items regarding how to help you enjoy the journey.